Privacy Policy

Introduction

Plan & Multiply is committed to protecting user privacy. This policy explains how we collect, use and protect your personal data.

Data collected

We collect the following information:

• Account information (email, encrypted password)
• Financial data (transactions, budgets)
• Usage preferences
• Connection data
• Website browsing data (pages viewed, referring page, scroll, time spent, device type) — only after your consent
• Email address if you subscribe to the newsletter

Use of data

Your data is used to:

• Provide our financial management services
• Personalize your experience
• Measure site audience and improve our services
• Communicate with you about your account

Processors and data transfers

To run the website and measure its audience, we rely on the following third-party processors. The audience-measurement tools are only enabled after your consent (legal basis: your consent, art. 6(1)(a) GDPR):

• Google Analytics and Firebase (Google) — website audience measurement. As a result, some data may be transferred to the United States, outside the European Union.
• Our audience-measurement endpoint, hosted on AWS API Gateway (eu-west-3 region, Paris) — usage statistics.
• Sanity — storage of your email address, only if you subscribe to the newsletter.

We do not sell your data and do not use it for advertising purposes.

Data protection

We use advanced security measures:

• Encryption of data in transit
• Strong authentication
• Continuous security monitoring
• Regular system updates

Your rights

You have the right to:

• Access your personal data
• Rectify your data
• Erase your data
• Export your data
• Withdraw consent at any time

Cookies and audience measurement

We use cookies and technologies that are strictly necessary for the site to function, along with audience-measurement tools that are only triggered after your consent. You can accept, decline or change your choice at any time via the consent banner, accessible through the "Manage cookies" link in the footer.

Contact

For any question about this policy or to exercise your rights, contact us: privacy@planandmultiply.com.

Modifications

We reserve the right to modify this policy at any time. Changes take effect upon publication.